Did you know Group policies can be written all year long with a start date of the first of any month. We can establish group policies from 1 to 200 lives. Business owners with individual coverage could potentially lower their monthly cost, lower their deductible and improve their network of hospitals and doctors. Group coverage… Continue reading Group Health Insurance – a few simple facts (by Jeff Novak)
Medical payments is a coverage on your auto policy that is many times misunderstood and not discussed with clients nearly enough. Many people are incorrect in thinking that the Bodily Injury coverage listed on their policy will cover any medical costs related to an accident (up to the policy limit). However, Bodily Injury will only… Continue reading Auto Policy Medical Payments – What Does It Cover?
Under 30? Life Insurance Starter Kits Just $1 a day*! Are you or someone you know under 30 and just starting out in life? I’ve recently developed a “Life Insurance Starter Kit” specifically designed with you in mind! Many of my friends and colleagues who are under thirty share some similar traits; transitioning from school into the… Continue reading Just starting out in life? We’ve got “Life Starter Kits” By Eric Elsass
Life insurance is one of the most important investments you can make. It’s an investment in yourself and the future of your loved ones, and it’s a way to secure your financial responsibilities to your family. Your life insurance policy can be used to pay off debts and estate taxes, provide money for continuing mortgage… Continue reading Your Most Important Investment By Eric Elsass
Kitchen/Bath Remodels – Is My Home Insurance Up To Par? There are 3 general categories that (at least for general purposes) your home’s kitchen and bath(s) will falls under: Builders Grade Semi-Custom Custom Determining which category your home falls under can be tricky. Generally speaking, most will fall under the ‘Builders Grade’ category. But here… Continue reading Kitchen/Bath Remodels – Is My Home Insurance Up To Par?
Does insurance follow the vehicle or does it follow the driver? The truth is, it depends on the state you live in. However, generally (and here in Ohio), insurance follows the vehicle and the driver. If an at fault driver is someone other than the vehicle owner, the claim is typically turned in on the… Continue reading Who is insured to drive my car?